Terms and Conditions For Online-Payments
The Terms and Conditions contained herein shall apply to any person (“Userâ€)
using the services of Mukand Infotel Pvt. Ltd. for making thier internet bill
payments and purchase recharge vouchers for renewal or new signup of Internet
Services through an online payment gateway service (“Serviceâ€) offered jointly
by ICICI Bank Ltd. and Payment Gateway Service provider, through Mukand Infotel
Pvt. Ltd.'s website i.e. http://www.mnetconnect.com .Each User is therefore
deemed to have read and accepted these Terms and Conditions.
A. Privacy Policy
Mukand Infotel Pvt. Ltd. respects and protects the privacy of the individuals
that access the information and use the services provided through them.
Individually identifiable information about the User is not willfully disclosed
to any third party without first receiving the User’s permission, as covered in
this Privacy Policy.
This Privacy Policy describes Mukand Infotel Pvt. Ltd.’s treatment of personally
identifiable information that Mukand Infotel Pvt. Ltd. collects when Useris on
the Mukand Infotel Pvt. Ltd.’s website. Mukand Infotel Pvt. Ltd. does not
collect any unique information about the User (such as User’s name, email
address, age, gender etc.) except when the User specifically and knowingly
provide such information on the Website. Like any business interested in
offering the highest quality of service to clients, Mukand Infotel Pvt. Ltd.
may, from time to time, send email and other communication to the User tell them
about the various services, features, functionality and content offered by
Mukand Infotel Pvt. Ltd. website or seek voluntary information from you.
Please be aware, however, that Mukand Infotel Pvt. Ltd. will release specific
personal information about the User if required to do so in the following
cirumstances:
a) in order tocomply with any valid legal process such as a search warrant,
statute, or court order, or
b) if any of User’s actions on Mukand Infotel Pvt. Ltd.’s website violate the
Terms of Service or any of Mukand Infotel Pvt. Ltd.’s guidelines for specific
services, or
c) to protect or defend Mukand Infotel Pvt. Ltd.’s legal rights or property, the
Mukand Infotel Pvt. Ltd. site, or Mukand Infotel Pvt. Ltd. Users; or
d) to investigate, prevent, or take action regarding illegal activities,
suspected fraud, situations involving potential threats to the security,
integrity of Mukand Infotel Pvt. Ltd. website/offerings.
B. General Terms and Conditions For Online-Payments
1. Once a User has accepted these Terms and Conditions, he/ she may register and
avail the Services. A User may either register on Mukand Infotel Pvt. Ltd.’s
website or alternatively enter his/her consumer number and billing unit number
and pay thier latest internet bills/dues and purchase recharge vouchers online
for recharge of internet services or new signup etc. or in any other manner as
may be specified by Mukand Infotel Pvt. Ltd. from time to time.
2. Mukand Infotel Pvt. Ltd.'s rights, obligations, undertakings shall be subject
to the laws in force in India, as well as any directives/ procedures of
Government of India, and nothing contained in these Terms and Conditions shall
be in derogation of Mukand Infotel Pvt. Ltd.'s right to comply with any law
enforcement agencies request or requirements relating to any User’s use of the
website or information provided to or gathered by Mukand Infotel Pvt. Ltd. with
respect to such use. Each User accepts and agrees that the provision of details
of his/ her use of the Website to regulators or police or to any other third
party in order to resolve disputes or complaints which relate to the Website
shall be at the absolute discretion of Mukand Infotel Pvt. Ltd..
3. If any part of these Terms and Conditions are determined to be invalid or
unenforceable pursuant to applicable law including, but not limited to, the
warranty disclaimers and liability limitations set forth herein, then the
invalid or unenforceable provision will be deemed superseded by a valid,
enforceable provision that most closely matches the intent of the original
provision and the remainder of these Terms and Conditions shall continue in
effect.
4. These Terms and Conditions constitute the entire agreement between the User
and Mukand Infotel Pvt. Ltd. These Terms and Conditions supersede all prior or
contemporaneous communications and proposals, whether electronic, oral, or
written, between the User and Mukand Infotel Pvt. Ltd. A printed version of
these Terms and Conditions and of any notice given in electronic form shall be
admissible in judicial or administrative proceedings based upon or relating to
these Terms and Conditions to the same extent and subject to the same conditions
as other business documents and records originally generated and maintained in
printed form.
5. The entries in the books of Mukand Infotel Pvt. Ltd. and/or the Payment
Service Providers kept in the ordinary course of business of Mukand Infotel Pvt.
Ltd. and/or the Payment Service Providers with regard to transactions covered
under these Terms and Conditions and matters therein appearing shall be binding
on the User and shall be conclusive proof of the genuineness and accuracy of the
transaction.
6. Refund For Charge Back Transaction: In the event there is any claim for/ of
charge back by the User for any reason whatsoever, such User shall immediately
approach Mukand Infotel Pvt. Ltd. with his/ her claim details and claim refund
from Mukand Infotel Pvt. Ltd. alone. Such refund (if any) shall be effected only
by Mukand Infotel Pvt. Ltd. via payment gateway or by means of a demand draft or
such other means as Mukand Infotel Pvt. Ltd. deems appropriate. No claims for
refund/ charge back shall be made by any User to the Payment Service Provider(s)
and in the event such claim is made it shall not be entertained.
7. In these Terms and Conditions, the term “Charge Back†shall mean, approved
and settled credit card or net banking purchase transaction(s) which are at any
time refused, debited or charged back to merchant account (and shall also
include similar debits to Payment Service Provider's accounts, if any) by the
acquiring bank or credit card company for any reason whatsoever, together with
the bank fees, penalties and other charges incidental thereto.
8. Refund for fraudulent/duplicate transaction(s): The User shall directly
contact Mukand Infotel Pvt. Ltd. for any fraudulent transaction(s) on account of
misuse of Card/ Bank details by a fraudulent individual/party and such issues
shall be suitably addressed by Mukand Infotel Pvt. Ltd. alone in line with their
policies and rules.
9. Server Slow Down/Session Timeout: In case the Website or Payment Service
Provider’s webpage, that is linked to the Website, is experiencing any server
related issues like ‘slow down’ or ‘failure’ or ‘session timeout’, the User
shall, before initiating the second payment,, check whether his/her Bank Account
has been debited or not and accordingly resort to one of the following options:
(I) In case the Bank Account appears to be debited, ensure that he/ she does not
make the payment twice and immediately thereafter contact Mukand Infotel Pvt.
Ltd. via e-mail or any other mode of contact as provided by Mukand Infotel Pvt.
Ltd. to confirm payment.
(ii)n case the Bank Account is not debited, the User may initiate a fresh
transaction to make payment.
However, the User agrees that under no circumstances the Payment Gateway Service
Provider shall be held responsible for such fraudulent/duplicate transactions
and hence no claims should be raised to Payment Gateway Service Provider No
communication received by the Payment Service Provider(s) in this regards shall
be entertained by the Payment Service Provider(s).
C. Limitation of Liability
1. Mukand Infotel Pvt. Ltd. has made this Service available to the User as a
matter of convenience. Mukand Infotel Pvt. Ltd. expressly disclaims any claim or
liability arising out of the provision of this Service. The User agrees and
acknowledges that he/ she shall be solely responsible for his/ her conduct and
that Mukand Infotel Pvt. Ltd. reserves the right to terminate the rights to use
of the Service immediately without giving any prior notice thereof.
2. Mukand Infotel Pvt. Ltd. and/or the Payment Service Providers shall not be
liable for any inaccuracy, error or delay in, or omission of (a) any data,
information or message, or (b) the transmission or delivery of any such data,
information or message; or (c) any loss or damage arising from or occasioned by
any such inaccuracy, error, delay or omission, non-performance or interruption
in any such data, information or message. Under no circumstances shall the
Mukand Infotel Pvt. Ltd. and/or the Payment Service Providers, its employees,
directors, and its third party agents involved in processing, delivering or
managing the Services, be liable for any direct, indirect, incidental, special
or consequential damages, or any damages whatsoever, including punitive or
exemplary arising out of or in any way connected with the provision of or any
inadequacy or deficiency in the provision of the Services or resulting from
unauthorized access or alteration of transmissions of data or arising from
suspension or termination of the Services.
3. Mukand Infotel Pvt. Ltd. and the Payment Service Provider(s) assume no
liability whatsoever for any monetary or other damage suffered by the User on
account of:
(I) the delay, failure, interruption, or corruption of any data or other
information transmitted in connection with use of the Payment Gateway or
Services in connection thereto; and/ or
(ii) any interruption or errors in the operation of the Payment Gateway.
4. The User shall indemnify and hold harmless the Payment Service Provider(s)
and Mukand Infotel Pvt. Ltd. and their respective officers, directors, agents,
and employees, from any claim or demand, or actions arising out of or in
connection with the utilization of the Services.
5. The User agrees that Mukand Infotel Pvt. Ltd. or any of its employees will
not be held liable by the User for any loss or damages arising from your use of,
or reliance upon the information contained on the Website, or any failure to
comply with these Terms and Conditions where such failure is due to circumstance
beyond Mukand Infotel Pvt. Ltd.’s reasonable control.
D. Miscellaneous Conditions :
1. Any waiver of any rights available to Mukand Infotel Pvt. Ltd. under these
Terms and Conditions shall not mean that those rights are automatically waived.
2. The User agrees, understands and confirms that his/ her personal data
including without limitation details relating to debit card/ credit card
transmitted over the Internet may be susceptible to misuse, hacking, theft and/
or fraud and that Mukand Infotel Pvt. Ltd. or the Payment Service Provider(s)
have no control over such matters.
3. Although all reasonable care has been taken towards guarding against
unauthorized use of any information transmitted by the User, Mukand Infotel Pvt.
Ltd. does not represent or guarantee that the use of the Services provided by/
through it will not result in theft and/or unauthorized use of data over the
Internet.
4. Mukand Infotel Pvt. Ltd., the Payment Service Provider(s) and its affiliates
and associates shall not be liable, at any time, for any failure of performance,
error, omission, interruption, deletion, defect, delay in operation or
transmission, computer virus, communications line failure, theft or destruction
or unauthorized access to, alteration of, or use of information contained on the
Website.
5. The User may be required to create his/ her own User ID and Password in order
to register and/ or use the Services provided by Mukand Infotel Pvt. Ltd. on the
Website. By accepting these Terms and Conditions the User aggress that his/ her
User ID and Password are very important pieces of information and it shall be
the User’s own responsibility to keep them secure and confidential. In
furtherance hereof, the User agrees to;
i. Choose a new password, whenever required for security reasons.
ii. Keep his/ her User ID & Password strictly confidential.
iii. Be responsible for any transactions made by User under such User ID and
Password.
The User is hereby informed that Mukand Infotel Pvt. Ltd. will never ask the
User for the User’s password in an unsolicited phone call or in an unsolicited
email. The User is hereby required to sign out of his/ her Mukand Infotel Pvt.
Ltd. account on the Website and close the web browser window when the
transaction(s) have been completed. This is to ensure that others cannot access
the User’s personal information and correspondence when the User happens to
share a computer with someone else or is using a computer in a public place like
a library or Internet café.
E. Debit/Credit Card, Bank Account Details
1. The User agrees that the debit/credit card details provided by him/ her for
use of the aforesaid Service(s) must be correct and accurate and that the User
shall not use a debit/ credit card, that is not lawfully owned by him/ her or
the use of which is not authorized by the lawful owner thereof. The User further
agrees and undertakes to provide correct and valid debit/credit card details.
2. The User may pay his/ her <dues/ bills>â€please modify accordingly†to Mukand
Infotel Pvt. Ltd. by using a debit/credit card or through online banking
account. The User warrants, agrees and confirms that when he/ she initiates a
payment transaction and/or issues an online payment instruction and provides
his/ her card / bank details:
i. The User is fully and lawfully entitled to use such credit / debit card, bank
account for such transactions;
ii. The User is responsible to ensure that the card/ bank account details
provided by him/ her are accurate;
iii. The User is authorizing debit of the nominated card/ bank account for the
payment of <dues/ settlement of bills>â€please modify accordingly†selected by
such User along with the applicable Fees.
iv. The User is responsible to ensure sufficient credit is available on the
nominated card/ bank account at the time of making the payment to permit the
payment of the dues payable or the bill(s) selected by the User inclusive of the
applicable Fee.
F. Personal Information
1. The User agrees that, to the extent required or permitted by law, Mukand
Infotel Pvt. Ltd. and/ or the Payment Service Provider(s) may also collect, use
and disclose personal information in connection with security related or law
enforcement investigations or in the course of cooperating with authorities or
complying with legal requirements.
2. The User agrees that any communication sent by the User vide e-mail, shall
imply release of information therein/ therewith to Mukand Infotel Pvt. Ltd. The
User agrees to be contacted via e-mail on such mails initiated by him/ her.
3. In addition to the information already in the possession of Mukand Infotel
Pvt. Ltd. and/ or the Payment Service Provider(s), Mukand Infotel Pvt. Ltd. may
have collected similar information from the User in the past. By entering the
Website the User consents to the terms of Mukand Infotel Pvt. Ltd.’s information
privacy policy and to Mukand Infotel Pvt. Ltd.’s continued use of previously
collected information. By submitting the User’s personal information to Mukand
Infotel Pvt. Ltd., the User will be treated as having given his/her permission
for the processing of the User’s personal data as set out herein.
4. The User acknowledges and agrees that his/ her information will be managed in
accordance with the laws for the time in force.
G. Payment Gateway Disclaimer
The Service is provided in order to facilitate access to view and pay internet
service bills/purchase recharge vouchers and new signups for availing internet
services online. Mukand Infotel Pvt. Ltd. or the Payment Service Provider(s) do
not make any representation of any kind, express or implied, as to the operation
of the Payment Gateway other than what is specified in the Website for this
purpose. By accepting/ agreeing to these Terms and Conditions, the User
expressly agrees that his/ her use of the aforesaid online payment Service is
entirely at own risk and responsibility of the User.
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